$1,000 Back, No Annual Fee: Ink Cash and Unlimited’s Best Offer Yet

Chase has introduced a limited-time $1,000 welcome offer for new Ink Business Unlimited and Ink Cash cardholders, requiring $8,000 in spending within the first four months of account opening, according to NerdWallet [1]. The bonus is the highest these no-annual-fee business cards have offered and ranks among the strongest sign-up incentives available for a card without an annual fee, NerdWallet reported [1]. Both cards also carry a 0% introductory APR on purchases for 12 months [1]. Chase, the consumer and commercial banking subsidiary of JPMorgan Chase, operates more than 5,000 branches and 15,000 ATMs nationwide and held $3.31 trillion in assets as of 2022, making it the largest bank in the United States [6]. The Ink Business Unlimited and Ink Business Cash share the same bonus, intro APR period and $0 annual fee, but they are structured for different spending patterns [1]. The Ink Business Unlimited pays a flat 1.5% back on all purchases, while the Ink Business Cash offers 5% back at office supply stores and on cable, internet and phone service, up to $25,000 in combined spending annually, and 2% back at gas stations and restaurants, also capped at $25,000 per year [1]. Cardholders earn rewards as Ultimate Rewards points, with the $1,000 bonus equating to 100,000 points [1]. Points can be redeemed for cash back or travel booked through the Chase portal, and combining them with a Chase travel card such as the Ink Preferred or a Sapphire card unlocks transfer partners and enhanced travel bookings [1]. Chase has not announced an end date for the offer, though a similar limited-time promotion in September 2025 ran for two months [1]. Separately, Chase’s Sapphire Reserve for Business is offering 200,000 points after spending $30,000 in the first six months [1]. JPMorgan Chase, which moved into its new global headquarters at 270 Park Avenue in Manhattan in October 2025, remains the largest banking institution in the United States [7].