Pay With Paze and Earn 10x Points on Chase Credit Cards

Chase credit cardholders can earn 10x Ultimate Rewards points on online purchases through a new partnership with the digital payment service Paze, with the promotion running through the end of the year [1]. The bonus applies to eligible Chase Sapphire and Freedom cards when checking out with Paze at participating online merchants [1]. Paze is an online payment solution that lets users complete purchases without entering their 16-digit credit card number, instead using tokenization to create a substitute string of letters and numbers for the transaction [1]. The card number is never shared with the merchant [1]. The promotion caps bonus-eligible spending at $1,500 per month, allowing cardholders to earn up to 15,000 additional Chase Ultimate Rewards points monthly [1]. Points can be redeemed through the Chase travel portal or transferred to loyalty program partners [1]. United co-branded credit cardholders may also receive bonus miles, though only if their account is selected for the offer [1]. Eligible United cardholders can earn 10 MileagePlus bonus miles per dollar spent through Paze, on top of the miles normally earned, up to a limit of 20,000 miles per account [1]. Unlike the Chase Ultimate Rewards promotion, which is open to anyone with an eligible card, the United offer is targeted [1]. To activate Paze, cardholders must log into the Chase Mobile app, select a credit or debit card, navigate to "Manage Account" and "Digital Wallets," and then select "Activate Paze" [1]. At checkout, users select Paze on the payment screen and receive a security code via text before choosing which card to use [1]. Several card types are excluded from the promotion, including Chase business credit cards, Private Bank cards, Chase First Banking and High School Checking debit cards, joint checking account debit cards, ATM-only cards, and authorized user cards [1]. Digital wallets and tokenized payment methods have expanded as merchants and issuers seek to reduce fraud. Tokenization replaces sensitive card details with a unique digital identifier, a practice that has become standard across major mobile payment platforms [1]. The merchant category code system, a four-digit classification defined by the ISO 18245 standard, determines how transactions are categorized for rewards and interchange purposes, which can affect whether a purchase qualifies for bonus points under promotions like this one [3].