What Is First Bank & Trust, and Are Its Credit Cards Right for You?
A Pew Research Center analysis released this week segments right-leaning Americans into distinct political typology groups, revealing sharp internal divisions on race, immigration and institutional trust, while separate personal-finance reports examined the practical limits of home warranties and the strategic use of retirement accounts.
The Pew typology, drawn from its 2026 Political Typology, identifies nine groups across the political spectrum. Three groups on the right — the No Apologies Right, the Unconventional Right and the Pragmatic and Polite Right — hold markedly different views on core issues. The No Apologies Right, a group that is 74% male, is overwhelmingly supportive of President Donald Trump’s agenda and the Make America Great Again movement [3]. They are the group most likely to say White people face discrimination, and most say the legacy of slavery has no impact on the position of Black people in U.S. society today [3]. They are also the group least likely to think it is important for Trump to find ways to work with Democrats, and they are skeptical of climate change and of scientists [3].
The Unconventional Right, by contrast, is younger and less religious than other Republican-oriented groups and far less politically engaged [4]. About half identify as conservative, while 46% say they are moderate, and 56% say abortion should be legal in all or most cases [4]. They are generally conservative on immigration, racial attitudes and sexuality, but are less critical of traditional U.S. allies and international institutions than groups to their right [4].
The Pragmatic and Polite Right hold a mix of conservative, moderate and liberal positions, skewing more conservative on economics and more liberal on issues related to race and the world [5]. A 56% majority associate with the GOP, while 37% have ties to the Democratic Party [5]. Two-thirds say there should be a path to legal status for those living in the country illegally, and they are more likely than the more right-leaning typology groups to express frustration and anger with the Republican Party [5].
In personal finance, a NerdWallet analysis of home warranties found that while they are not scams, they carry significant exclusions that keep them from paying every repair claim [2]. Coverage is never guaranteed, and homeowners may pay a monthly fee and a service fee and still face the full repair cost [2]. Some homeowners have saved money with their warranties, but the report recommends an alternative: opening a high-yield savings account dedicated to appliance and system repairs [2].
Separately, a White Coat Investor guide to investment accounts noted that Roth IRA contributions can still make sense for high-income individuals who expect their future tax rate to be higher than their current rate [1]. Traditional accounts work best when contributions are deducted at a high tax rate today and withdrawals happen later at a lower rate [1]. The report also cautioned that opening a business brokerage account provides no tax or asset-protection advantages for pass-through entities such as LLCs, partnerships or S corporations, and that maintaining multiple solo 401(k)s adds administrative hassle without significant additional benefits [1].