Weekly digest · Jun 29 – Jul 06, 2026
The week in Vested
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Mortgage Rates Today, Wednesday, July 1: A Little Higher
US · Wed Jul 01
The average interest rate on a 30-year fixed-rate mortgage climbed over the first two days of July, with two financial outlets reporting different figures for the increase.
Why this matters: The conflicting rate reports highlight the daily volatility in mortgage pricing as markets react to new economic data, complicating the decision for potential homebuyers and those looking to refinance.
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Mortgage Rates Today, Monday, June 29: Basically Flat
US · Mon Jun 29
The average interest rate on a 30-year, fixed-rate mortgage held nearly flat at the start of the week, with two reports placing it at 6.25% and 6.23% APR.
Why this matters: Steady mortgage rates and shifting Fed expectations are shaping borrowing costs heading into summer, while the upcoming jobs report could accelerate the timeline for rate increases.